Maryland Chapter 11 Bankruptcy Attorney|Silver Spring, MD Bankruptcy Lawyer|Rockville, Greenbelt/title> <script type="text/javascript">  </script> <link href="style.css" rel="stylesheet" type="text/css" /> </head> <body onload="MM_preloadImages('images/about_b.jpg','images/practice_b.jpg','images/bankruptcy_02.jpg','images/home_02.jpg','images/loan_mod_02.jpg','images/about_2.jpg')"> <table width="500" border="0" cellpadding="0" cellspacing="0" class="main"> <tr> <td><img src="images/header.jpg" width="1000" height="186" /></td> </tr> <tr> <td class="menu_bg"><a href="index.html" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('Image7','','images/home_02.jpg',1)"><img src="images/home_01.jpg" alt="Home Page" name="Image7" width="155" height="43" border="0" id="Image7" /></a><a href="bankruptcy_cases.html" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('Image11','','images/bankruptcy_02.jpg',1)"><img src="images/bankruptcy_01.jpg" name="Image11" width="184" height="43" border="0" id="Image11" /></a><a href="loan_modifications.html" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('Image8','','images/loan_mod_02.jpg',1)"><img src="images/loan_mod_01.jpg" alt="Loan Modifications" name="Image8" width="184" height="43" border="0" id="Image8" /></a><img src="images/foreclosure_02.jpg" width="196" height="43" /><a href="about_us.html" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('Image6','','images/about_2.jpg',1)"><img src="images/about_1.jpg" alt="About Us" name="Image6" width="184" height="43" border="0" id="Image6" /></a><a href="#" onmouseout="MM_swapImgRestore()" onmouseover="MM_swapImage('Image10','','images/about_b.jpg',1)"></a></td> </tr> <tr> <td class="bg"><table width="100%" border="0" cellpadding="0" cellspacing="0" class="main_bg"> <tr> <td width="671" valign="top" class="content"><h1>Foreclosure Prevention</h1> <p><em>“Information Taken From The Prince George’s Community Foundation Homeowner’s Guide”</em> </p> <p>The best way to avoid a foreclosure on your house or property is to make timely mortgage payments. Your mortgage payments should be your top priority.</p> <p><strong><br /> Can Bankruptcy Stop Foreclosure?</strong><br /> Chapter 13 Bankruptcy was designed to stop foreclosure. Unfortunately, many consumers simply don’t know that Chapter 13 bankruptcy was designed to stop foreclosure. </p> <p><strong><br /> What Is Foreclosure? </strong> <br /> Foreclosure occurs when property is sold to satisfy an unpaid debt. The debt is usually a home mortgage, but also could be taxes, mechanics’ liens, condominium fees or home repairs. Foreclosure rates are especially high in Prince George’s County, MD.</p> <p><strong><br /> Scam Alert!</strong><strong> </strong><br /> Beware of Foreclosure Rescue Scams! <br /> Some scam artists calling themselves “mortgage consultants” or “foreclosure services” advertise that they can guarantee to save your home. These are some signs of a foreclosure scam: <br /> <br /> • Requires an upfront fee before providing any services <br /> • Asks you to pay a mortgage payment directly to them <br /> • Asks you to transfer your property deed or title to them <br /> • Advertises through cold calls, road signs, flyers or door-to-door solicitations</p> <p><strong><br /> Scam Alert!</strong><strong> </strong><br /> How to Protect Yourself From Scams <br /> If a foreclosure action is filed, you may start getting calls or letters promising to save your home that are really scams. These simple rules will help protect you from Foreclosure Rescue Scams. <br /> <br /> • <strong>Only make payments directly to your lender or servicer</strong>. Do NOT pay a counselor money. Only pay your lender, AFTER you have a written agreement. It is okay to pay your lawyer for his/her escrow account. <br /> <br /> • <strong>NEVER sign over your deed. </strong>Unless you are selling your house, there is NO reason to sign over your deed to someone else. This will NEVER get you out of foreclosure. It WILL make you lose the house. <br /> <br /> • <strong>Get promises in writing</strong>. Scam artists pretend that they are talking to your lender. Make them show you a written agreement from your lender, before you pay anything. <br /> <br /> • <strong>Do NOT give out personal information</strong>. The fact that you are in foreclosure is public information. Some scam artists call people in foreclosure, just to get their personal information. DON’T give anyone who calls you ANY personal information. <br /> <br /> • <strong>Know what you are signing</strong>. Scam artists know that people in foreclosure will sign anything if they think it will help. Don’t make this mistake! Refuse to sign, unless a housing counselor or an attorney can explain it to you. If they won’t let you “show it to your attorney” or “think about it overnight,” do not sign. <br /> <br /> Source: © Don’t Borrow Trouble, www.dontborrowtroublecc.org. </p> <td width="329" valign="top" class="main_image"><table width="68%" border="0" cellpadding="0" cellspacing="0"> <tr> <td><table width="100%" height="267" border="0" cellpadding="0" cellspacing="0"> <tr> <td valign="top"><iframe src ="form.html" width="314" height="630" scrolling="No" frameborder="0"> <p>Your browser does not support iframes.</p> </iframe></td> </tr> </table> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p> <p> </p></td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td class="footer"><table width="100%" height="101" border="0" cellpadding="0" cellspacing="0"> <tr> <td width="33%"> </td> <td width="27%"> </td> <td width="40%" valign="top"><table width="400" height="30" border="0" cellpadding="0" cellspacing="0" class="contact"> <tr> <td width="192"><div align="right">1801 McCormick Drive Suite 150<br /> Largo Maryland, 20774</div></td> <td width="40"> </td> <td width="168"><strong>Office</strong> - 301.358.2553<br /> <strong>Fax </strong>- 877.728.7744</td> </tr> </table></td> </tr> </table></td> </tr> <tr> <td height="30" valign="top"><div style="float:left; width:500px; margin-left:35px;" class="copyright" align="center">We Are a Debt Relief Agency. We Provide Assistance Through Various Debt and Financial Remedies Available Under the United States Bankruptcy Code.</div><div align="right" class="copyright">© 2009 The Law Office of Rowena Nelson & Associates, LLC. All rights reserved.<br /> Website Designed by<a href="http://www.899webdesign.com" target="_blank"> www.899webdesign.com</a></div></td> </tr> </table>  <script type="text/javascript"> var sc_project=6067557; var sc_invisible=1; var sc_security="0b4b42fd"; </script> <script type="text/javascript" src="http://www.statcounter.com/counter/counter.js"></script><noscript><div class="statcounter"><a title="tumblr statistics" href="http://www.statcounter.com/tumblr/" target="_blank"><img class="statcounter" src="http://c.statcounter.com/6067557/0/0b4b42fd/1/" alt="tumblr statistics" ></a></div></noscript>  </body> </html>